At Lumens Finance, access to capital is aligned with real commercial opportunities. Our commercial framework is designed for businesses that require responsive, transaction-based funding without unnecessary complexity or long-term debt obligations.
We operate on a structured model where each transaction is independently assessed and priced according to its risk profile, buyer strength, and contract clarity. This ensures capital is deployed responsibly while enabling businesses to move quickly when opportunities arise.
Typical transaction fees range between: 4% – 10% per transaction (Maximum tenor up to 60 days)
Time is critical in trade finance.
Lumens Finance provides:
Our framework is designed to support repeat commercial activity, not one-off funding cycles.
All transactions are subject to structured due diligence, credit assessment, and compliance verification. Final commercial terms are issued only after detailed transaction review and documentation validation.
Our framework ensures capital is deployed responsibly while maintaining institutional governance standards.
We build long-term partnerships and reward consistent performance.
Established transaction volume, strong buyer base, and enhanced commercial positioning.
Verified contracts with structured expansion support and progressive exposure alignment.
Developing trade history with phased access to capital under defined parameters.
Transactions from N$50,000. Pricing is risk-adjusted based on buyer strength, contract quality, transaction size, and relationship history. Smaller transactions may attract higher percentage fees; larger transactions benefit from competitive rate structures.
Submit your transaction for structured commercial assessment within 24–48 hours.
Lumens Finance is a structured trade finance firm focused on disciplined, contract-backed capital deployment.
Designed and Developed By Bedre Solutions